Fynlo is a free expense tracker and budget app that turns your spending data into a clear, actionable plan — with a smart budgeting advisor that gives personalised tips, not generic advice.
No bank sync required. No ads. Built for people who want to understand their money, not just see a number.
Everything a personal finance app should do — expense tracking, category budgets, savings goals, and a Financial Health Score — in one clean dashboard.
Log transactions in seconds. See exactly where your money goes with beautiful category charts and a monthly summary dashboard.
Set spending limits per category. Get real-time budget alerts before you overspend. Free plan includes 1 overall monthly budget.
Answer 7 questions, get a personalised budget plan with actionable tips on food, electricity, loans, and more — powered by real spending data.
No ads, ever. Cancel anytime. No credit card for trials.
or $6.99/month
or $12.99/month
Yes. The Free plan includes 15 transactions per month, a monthly dashboard, 1 savings goal, 1 custom category, and 1 monthly budget — with no ads, ever. Upgrade to Pro for unlimited transactions and all advanced features.
Mint shut down in 2024. Fynlo is its modern replacement — simpler than YNAB, ad-free unlike most free apps, and includes a Smart Budgeting Advisor that generates personalised tips based on your spending habits.
No. Fynlo is manual-entry by design. You log what you spend, which keeps your bank credentials private and gives you a mindful relationship with your money.
It's a 0–100 score calculated from your savings rate, budget adherence, logging consistency, and debt-to-income ratio. It updates monthly and shows your trend over time — like a credit score, but for your financial habits.
Yes. Pro users can export all transactions as a CSV file, filtered by date range and transaction type. Great for use with spreadsheets or your accountant.